Payouts for gig workers and small merchants
Move money quickly without building a separate payout stack.
InstaPay IPX routes payouts across XRPL, Xahau, and Solana, with fees and settlement shown before you send.
Settlement
Seconds
Rails
3 live options
Setup
Minutes
Live fee calculator
1.5% under $20, then $0.30 flat at $20 and above.
Supported rails
Compare the networks you can route through today.
Low fee
XRPL
Avg fee: ~$0.0001
Settlement: 3-5s
Low fee
Xahau
Avg fee: ~$0.001
Settlement: 3-5s
Fast finality
Solana
Avg fee: ~$0.0005
Settlement: 1-2s
What it does
Straightforward product language, not a pitch deck.
Fast settlement
Payouts settle on-chain in seconds on XRPL, Xahau, or Solana.
One API
Route payouts through a single integration instead of managing separate flows.
Basic controls
Use the built-in dashboard, webhooks, and idempotent requests for payout tracking.
Built for small teams
Keep gig payouts and small merchant transfers in one workflow.
Clear pricing
Check the fee before you send instead of guessing after the fact.
Operational visibility
See status, history, and routing without stitching together extra tools.
01
Onboard
Add the merchant or worker account and payout details.
02
Route
Select the rail and review the fee before sending.
03
Settle
Funds move on-chain and update in the dashboard.
Ready to send a payout?
Simple onboarding, clear fees, and a workflow that matches how small teams actually pay people.