Identity & Wallets

Get Started

Create an identity wallet to start sending and receiving payments.

Orchestration Rails

Solana (USDC)
XRPL (RLUSD / XRP)
Base (USDC)
FedNow & RTP (Sandbox)
Live Rail Status

Developers

API Documentation
Webhooks & Events
SDKs & Code Samples
Sandbox Playground

Trust & Compliance

MPC Split-Key Security
Regulatory Disclosures
Privacy & Ledger Policy
Gateway Terms of Service

InstaPay IPX

Multi-rail payout routing gateway. Digital asset payouts route non-custodially across blockchain networks; fiat settlement architecture is designed for integration with commercial banking APIs.

Developer Sandbox Active•TESTNET_ONLY=true

Mandatory Regulatory Notice: InstaPay IPX is an independent technology infrastructure provider, not a chartered bank, depository institution, or licensed money transmitter. The platform currently operates strictly in developer sandbox and public testnet mode (MODE=prototype, TESTNET_ONLY=true). No live customer fiat or mainnet funds are accepted, held, or transmitted. References to banking rails (ACH, FedNow, RTP) identify developer sandbox adapters evaluated for integration with authorized, Member FDIC banking institutions under future sponsorship agreements. Digital asset routing is non-custodial. See our Regulatory Disclosures for complete details.

ISO 20022 Aligned • Non-Custodial Multi-Rail Orchestration Architecture